Low earners are due to pay up to £401 more tax this year due to frozen thresholds, analysts have said. This comes despite National Insurance (NI) cuts announced in the Chancellor’s Autumn Budget, which reduced the rate from 12 percent to 10 percent this weekend, giving low earners a tax break of £209. Calculations by investing […]

The age at which we can expect to retire should be clear cut, but instead it’s shrouded in confusion and getting more complicated by the day. Nobody understands it anymore. I went out for a drink with friends last night and they started talking about when they would be able to retire. Not one of […]

State pensioners are urged to do a simple check to make sure they are not being underpaid. Former pensions minister Steve Webb, from LCP, has called on older Britons who receive less than £93.60 a week to check they are getting the right amount. This is especially pertinent now as the DWP has just completed […]

The state pension is so horrendously complicated that even the most apparently straightforward parts are full of hidden pitfalls. As one Express reader discovered to his dismay. To qualify for the full new state pension most people need to make 35 years of qualifying NI contributions during their working lifetime. Not everybody, though. What sounds […]

Whenever you do retire, make sure you don’t rush into any financial decisions beforehand. (Image: Getty) You may be looking forward to hanging up your briefcase in a year or so. Or perhaps you’re beginning to wonder when you might be able to afford to retire. Whenever you do retire, make sure you don’t rush […]

This article contains affiliate links, we will receive a commission on any sales we generate from it. Learn more ‘I’m an expert, here’s how you can travel luxury for less – including flights for a fiver’ (Image: Getty) Have you booked your big summer holiday yet? January is the time when everyone thinks about where […]

Experts are hoping the housing market will recover after the number of first-time buyers who bought a home with a mortgage in 2023 was the lowest in a decade. Yorkshire Building Society calculated that there were around 290,000 first-time buyers in the mortgage market in 2023 across the UK, the lowest number since 2013. This […]

State pensioners will see their payments increase by up to £900 in April but millions of people will not get the full increase. Those on the full new state pension will see their payments increase from £203.85 a week (or £10,600 a year) to £221.20 a week (£11,502 a year). But many will miss out […]

Zenith Bank is offering a three-year fixed rate savings account paying 4.7 percent interest, earning an “excellent” Moneyfactscompare rating. The account can be opened with a minimum £1,000 investment by savers aged 18 and over and interest is paid on the anniversary. Commenting on the deal, Caitlyn Eastell, a spokesperson at Moneyfactscompare.co.uk, said: “This week […]

The worst region in the UK for house price drops has been revealed – with the worst performing region in Britain seeing an average drop in property value of nearly £18,000. While the UK housing market “beat expectations” in 2023 with an overall average price increase of 1.7 percent, some regions saw property values fall […]