The triple lock has done its work again, handing pensioners an inflation-busting 8.5 percent increase, on top of last year’s 10.1 percent hike. Yet it’s under constant threat and pensioners fear every year could be its last. Even if the triple lock survives, it does not apply to every element of the state pension. Additional […]

In total, around nine million pensioners will pay income tax, roughly three out of four. The numbers have doubled since 2010. The tax bills will come as a shock to many, and could carry a sting in the tail, as there are fines and penalties if you miss deadlines or fail to pay. Former Pensions […]

UK adults face a significant shortfall in the amount of pension savings they have at retirement compared to what they wanted to retire on, new research has found. On average, retirees had hoped to build up a pension pot of £250,000. However, the average amount that they accumulated by retirement was £131,000, new data from […]

First time buyers have faced a tricky time in recent years, with the double blow of increasing rent making it harder to save a deposit and rising house prices leaving many areas unaffordable. But there are some first time buyer mortgages that now offer a 95 percent loan to value option – meaning you could […]

DFG (Image: Helen Chapman) A mum from Hampshire is projected to turn over more than £1million this year from a business she launched with just £1,000. Helen Chapman, 50, is the founder of the award-winning million-pound baby shoe brand Dotty Fish, which sells podiatry-tested, luxury baby shoes at an affordable price. After receiving leather baby […]

It looks like interest rates are set to fall in 2024 – but what does this mean for your savings and investments? While the Bank of England recently voted to keep interest rates at 5.25 percent for now, all the signs point to a drop later this year. The Bank of England is the central […]

Almost 11 million are kept awake at night over money concerns and many can’t bear to look at their bank balance, according to new research. At the same time, three out of five – 60 percent – are concerned about how factors outside of their control will affect their finances. The figures come from a […]

UK residents believe they could only maintain their current lifestyle for four months if they suddenly lost their job, new research reveals. A survey of 2,000 UK adults has found that the average length of time people think they could maintain their current lifestyle is 4.21 months – however, more than a fifth of UK […]

Forget working from home or one of the co-working office spaces springing up in towns across the UK – it could be cheaper to work from the pub (WFP). Remote workers could save up to 40 percent by choosing to work in a pub, rather than a coworking space, a new study has revealed. The […]

Britons are looking across the Atlantic in the hope of making the most of their ISA investments. The Chancellor, Jeremy Hunt, recently announced a push to encourage the nation to invest in British companies. However, the evidence to date is that people chasing strong returns see global powerhouse companies whose shares are listed in the […]