As well as handing over more of their hard-earned cash to HMRC, people risk fines and penalties for failing to pay tax they didn’t owe before. Even HMRC is struggling to keep up, as it has to tax more people with no extra resources to do so. Getting through to its helplines is now an […]

People looking at topping up their National Insurance (NI) contributions to increase their state pension have been urged to make sure they calculate how much they will actually benefit. Neil Rayner, head of Advice at True Potential, crunched the numbers to explain how much topping up could boost your payments. He told Express.co.uk: “Catching up on […]

Topping up your National Insurance (NI) contributions could lead to a “considerable” boost in your state pension, an expert has said. Britons are urged to act now as they can currently top up over an extended period of years, but only until next April. Gary Hemming, finance advisor at ABC Finance, told Express.co.uk: “By filling […]

Lump sum versus regular investing is a familiar dilemma for many ISA investors. This often occurs at the start of the new tax year when new annual ISA and pension tax-free allowances become available. With this year marking the 25th anniversary since the introduction of ISAs, interactive investor (ii) analysed its data to find out […]

A Santander customer found their new credit card blocked just 10 days after launching the account over fraud concerns. The man took to X to share his frustrating experience trying to regain access as he battled with the “horrible” customer service. He told the customer support team: “I got Santander edge credit card 10 days […]

An NS&I customer has hit out at the login process after they were locked out of their account. The frustrated man contacted the Premium Bonds provider over X to ask: “Why have you locked me out of my account by requiring me to input a code you’ve sent by text? “There is no cell coverage […]

A WASPI campaigner who lives in pension minister Mel Stride’s constituency said she is “disgusted” at the Government’s lack of action on the question of compensation. Mitzi Pouncy, 69, only found out her state pension age would be going up to 65 and eventually up to 66 when she was 58, as she didn’t get […]

Just under half of UK adults are worried that their standard of living will fall over the next 12 months, new research has found. A survey of 4,000 UK adults found that 48 percent were worried about their future standard of living, with those in their 30s most concerned (55 percent). Financial concern dropped to […]

Billions of pounds worth of income-related benefits are currently going unclaimed, new research shows. A new analysis by Policy in Practice found the total amount of unclaimed welfare benefits and support has increased to £22.7billion, up from £19billion last year. Significantly, the report estimates that over eight million people could be missing out on an […]

‘I’m a tax expert – 6 vital things to beware of when filing your own returns’ (Image: Killik & Co) While most people have straightforward tax affairs and fall outside the self-assessment regime, some have to file and manage their own returns – which can be a complex field to navigate. Alongside being aware of […]